Johan Tjärnberg

Johan Tjärnberg Early Career and Entrepreneurial Success

Johan Tjärnberg began his career in the payments sector, taking on key financial roles before becoming CEO of Point, a Nordic payment service provider. In 2014, he founded Bambora, a company that focused on simplifying payments for online and in-store merchants. Under his leadership, Bambora grew rapidly and was acquired by Ingenico in 2017.

Following the acquisition, Tjärnberg joined Ingenico as Executive Vice President, overseeing small and medium business solutions on a global scale. His experience in both startup growth and corporate leadership laid the groundwork for his next major role.

Transition to Trustly

In 2020, Johan Tjärnberg joined Trustly as Chairman of the Board. Two years later, in January 2022, he was appointed Group CEO. Since then, he has played a central role in shaping Trustly’s position as a leading open banking payment provider across Europe and North America.

Under his leadership, Trustly has launched major innovations such as Trustly Azura, an AI-powered recurring payment engine, and expanded flagship products like Pay N Play. Tjärnberg also guided the company’s entry into the UK with the release of Trustly Akura, further strengthening its foothold in regulated sectors.

Johan Tjärnberg Strategic Vision and Market Expansion

Johan Tjärnberg believes in building frictionless payment experiences using direct bank connections and real-time settlement infrastructure. He emphasizes the value of embedded bank data and sees open banking as the foundation for the next generation of payments.

Thanks to this vision, Trustly now supports over 650 million consumers and serves thousands of merchants across both sides of the Atlantic.

A Focus on Sustainable Growth

While Trustly continues to grow globally, Johan Tjärnberg has made it clear that profitability and long-term impact are top priorities. In recent interviews, he confirmed that Trustly is not planning an IPO in the short term, instead choosing to focus on steady, strategic expansion and product leadership.